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Did you know that
your home insurance policy does not cover damage to your property from flood? -- And in most cases, neither does your business owners policy!

The National Flood Insurance Program (NFIP) is a federally sponsored insurance program which provides flood insurance coverage with a maximum limit of $250,000 on single family homes, two to four family dwellings and condo units. Non-residential units can be covered up to $500,000. 

Excess flood insurance may also be prudent to insure up to replacement cost of your property. 

No building is immune to flooding. In fact, almost 25% of flood claims come from low to moderate flood risk areas. 

A majority of the flood maps within multiple counties in Massachusetts will be changed by FEMA in 2010 and 2011. If you purchase a flood policy now, you will be grandfathered into a preferred risk zone under the standard program; should the revised maps indicate that you are in a high risk flood zone. 

Want to learn more about flood insurance?…. Sign up for our Flood Webinar! Thursday June 24th at 11am

During this brief, yet informative session on flood insurance and its benefits; we will be reviewing critical flood map changes in Massachusetts which will be taking effect shortly… and how these flood map changes affect you!


Hosted by:
Melissa Witherspoon
Flood Insurance Coordinator